Donnish Journal of Ecology and The Natural Environment

December 2014 Vol. 1(1), pp. 001-005

Copyright © 2014 Donnish Journals

Original Research Article

Assessment of Flood Disaster Vulnerability for Flood Insurance Programme in Part of Makurdi Floodplain, Benue State, Nigeria

Jonathan Ali Ogwuche¹* and Ibochi Andrew Abah²

¹Department of Geography, Benue State University, Makurdi, Nigeria
²Department of Surveying and Geoinformatics, Federal Polytechnic, Bauchi, Nigeria

Corresponding Author E-mail: ogwuche.jonathan@yahoo.com

Accepted 18th December, 2014.

Abstract

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Flood is one of the most devastating natural hazards in the world. A floodplain is primarily a river sediment, populated, rich with fertile soils, but is subjected to flooding. This study focuses on the flood risk vulnerability of residential areas on parts of the Makurdi urban area with flood insurance programme as a pre-flood disaster measure. The study utilized a remotely sensed data of the area, processed it and produced a topographic map and digital elevation model. An overlay was done to produce the level of flood risk vulnerability for the residential areas as well as the catchment areas. The result shows that the highest catchment area of 22.01% lies within the moderate risk zone affecting Gaadi, Wurukum and Logo while the least of 4.15% is for the low risk zone affecting part of Lobi. The study recommends a comprehensive mapping and publication of the Nigeria floodplain to determine the 100-year flood zones for risk status as well as land use planning and management.

Keywords: Floodplain, flood, floodplain map, flood insurance programme, 100-year flood zone.

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Cite This Article:

Jonathan Ali Ogwuche and Ibochi Andrew Abah. Assessment of Flood Disaster Vulnerability for Flood Insurance Programme in Part of Makurdi Floodplain, Benue State, Nigeria. Donnish Journal of Ecology and the Natural Environment. 1(1) 2014 pp. 001-005.